Who's Lending? We search the whole of the mortgage market to find the most suitable mortgage for you.

• Insurance and Protection
• The mortgage process
• How to repay your mortgage
• Information on the different types of mortgages
• Remortgages
• Mortgage calculator
• Jargon Buster (Mortgage)
• Jargon buster (Life Insurance)
• Our commitment to you!
• Combined Initial Disclosure Document

Get in Touch

Let us have your contact details and we'll call when it suits you.

 

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We'll contact you and ask some questions about your circumstances. We'll give you all the advice and help you need and then recommend the best mortgage for you.

Terms & Conditions

Introduction

By browsing and using this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Who's Lending's relationship with you in relation to this website. If you disagree with these Terms and conditions of Use or any part of these Terms and conditions of Use, please do not access or use this site.

The term “Who's Lending?” or “us” or “we” refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The Who's Lending? website is owned and operated by Totemic Ltd (referred to in the remainder of these Terms as Who's Lending?) whose registered address is:

Kempton House
Dysart Road
Grantham
Lincolnshire
NG31 7LE

Totemic's Registered Company Number in England & Wales is 02789854

The aim of this website is to provide you with the best mortgage available, through searching the ‘Whole of Market’, while providing additional general and detailed information on mortgages.

Our permitted business is advising on and arranging mortgages and non-investment insurance business.

Regulation

Payplan Financial Services Ltd is authorised and regulated by the Financial Services Authority. Our Financial Services Authority registered number is 4328466.

Our permitted business is advising on and arranging mortgages and non-investment insurance business.

You can check on the FSA Register by visiting the FSA's website www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

The use of this website is subject to the following terms of use:

Who's Lending? grants visitors to this website a license to use it in the following ways:

• You may view, download specific documents made available for downloading by the website's owner and print pages from the website for your own personal (non-commercial) use, subject to the restrictions set elsewhere in these Terms of Use.

The licence to use this site can be terminated at any time without notice.

You must NOT use our website in the following ways:

• Any way that causes, or could cause damage to the website or disable the availability and accessibility of the website, or in any other way which is unlawful, fraudulent, illegal or harmful.

Whilst Who's Lending? makes every effort to prevent the intrusion of viruses, worms or any other infectious programming code that could damage or corrupt files on your computer, because the Internet is not a stable medium, Who's Lending? cannot be held responsible and will not accept liability for occurrences resulting from the intrusion of viruses, worms or any other infectious programming code that could damage and corrupt files on your computer. Therefore, by using the Who's Lending? website, you, the user of the website, assumes full responsibility for protecting against such occurrences.

Content may be updated or changed from time to time, without prior notice.

Disclaimer

Who's Lending? uses reasonable care to ensure that the information appearing on this website is up to date and accurate.

Whilst Who's Lending? takes precautions to prevent the occurrence of errors and omissions, the user of this website should not take the accuracy of the information for granted. None of the material contained in this website is to be relied upon as a statement or representation of fact. Who's Lending? does not accept liability or responsibility and it gives no warranty as to the accuracy of this information. Who's Lending? is not giving advice or recommendation by virtue of having provided information on this website. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Under no circumstances will Who's Lending? or its employees accept liability for any decision made or action undertaken as part of reliance to the information contained on this Website. Your use of any information or materials on this website is entirely at your own risk. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Your statutory rights are not affected by this disclaimer.

Links To And From Other Websites

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. It is not possible for Who's Lending? to review the content of all websites to which this website links and we cannot be held liable for their content. Who's Lending? does not endorse the content of any websites to which www.whoslending.co.uk is linked and users of this website link to other websites at their own risk. Anyone wishing to link to http://www.whoslending.co.uk and all subsequent website pages hosted at this Uniform Resource Locator (URL), must remove the link if requested to do so by Who's Lending?.

Copyright

The Who's Lending? website is protected by UK and International Copyright Law and the website's content may not be replicated or republished elsewhere, either online or offline, in any way, without the prior written permission of Who's Lending?. The content on this website is provided for personal (non-commercial) use only. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

The trademarks, company names and logos (collectively, the Trademarks) displayed on this website, including but not limited to the Who's Lending? and Totemic logos, are registered Trademarks of Totemic Ltd. Any unauthorised use of these trademarks would violate copyright laws. Who's Lending? treats attempts at ‘Passing Off' extremely seriously, and will take legal action when necessary. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Scotland and Wales.

Complaints

The fair treatment of our clients is central to how Who's Lending? operates as a business. We aim to deliver a high standard service, and in doing so, we respect your opinions and appreciate your feedback. If you are unhappy with our service, please let us know by writing to:

Who's Lending?
Kempton House
Dysart Road
Grantham
Lincolnshire
NG31 7LE

Or by contacting us using our Contact Us form.

You can at any time request a copy of our Complaint's procedure.

We are covered by The Financial Ombudsman Service(FOS) who is available to settle certain complaints if they cannot be settled through our internal complaints procedure. Contact details are:

The Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London E14 9SR