Let us have your contact details and we'll call when it suits you.
We'll contact you and ask some questions about your circumstances. We'll give you all the advice and help you need and then recommend the best mortgage for you.
How to repay your mortgage
There are two ways to repay the amount you have borrowed:
Repayment mortgage (also called Capital and Interest mortgage)
Your mortgage repayments gradually pay off the amount you borrowed (capital), as well as the interest charged on the loan. Provided you make all the payments expected, your mortgage will be fully paid off at the end of the term.
Interest only mortgage
Your mortgage repayments only pay the interest charged on the loan. If you make all the payments expected, at the end of the term you will owe the same amount that you borrowed. You can make arrangements to repay the amount you borrowed by using an investment (for example, Individual Savings Account, or an endowment policy) or personal pension. However you decide to repay the amount borrowed, it will be your responsibility to make sure that it's regularly reviewed so you know it will pay out enough to clear your mortgage.
Which one is best for me?
That depends on your individual circumstances, preferences and lifestyle; the value of your property, how much you can invest, how much you want to borrow and how you'd like to repay. Our specialist advisers are experts in finding out what's most important to you and because they are qualified and experienced, can recommend which way is best for you.
We'll search the mortgage market to find you the pick of the crop
